我国商业银行信用风险管理的新思路

New idea of credit risk management of commercial banks in China

信用风险管理是我国商业银行经营管理中最主要的任务之一。针对当前我国商业银行信用风险管理效果不佳的问题,结合我国现实需要,提出利用计算机网络建立自动化管理系统的思路,为商业银行信用风险管理者的管理工作提供参考。

Credit risk management is one of the main tasks of commercial bank management. In light of our poor performance in the credit risk management of commercial banks, combined with the reality of China, a new idea of automated network management system using computer is proposed to provide a reference for credit risk management of commercial banks.