摘要
国有商业银行是我国商业银行的代表和主体。大力发展表外业务以拓展业务范围、增加收入,提高市场竞争能力,对我国商业银行来说是一种现实而必然的选择。当前,我国国有商业银行表外业务与西方发达国家的商业银行差距很大,需要推动经营观念、管理制度、营销策略等多方面的改革与发展。
State-owned commercial banks are main body and representatives of China＇s commercial banks. It is an inevitable choice for our commercial banks to expand the business, increase revenue and improve market competitiveness. At present, there has been a large gap in off-balance sheet activities between China＇s state-owned commercial banks and these in developed countries, which need to further various reform and development in business concept, management and marketing strategies.
出处
《当代经济管理》
2008年第1期56-59,共4页
Contemporary Economic Management
基金
国家社会科学基金项目(04BJL027)阶段性成果
教育部“985工程”哲学社会科学创新基地
南京大学经济转型和发展研究中心支持
关键词
国有商业银行
表外业务
制约因素
state-owned commercial banks
off-balance sheet activities （OBSA）
constraints
