信用的起源、发展、形成与应用型态

Study on Credit's Originating and Developing and Forming and its Application

从经济学的角度探讨了信任、信誉、信用三者之间的关系及信用在经济活动中的应用。信任起源于人与人之间的交往,信誉是正向信任的累积效应,信用则是信誉的长期积累并具有商品特性,尤其是具有货币的流通、贮藏、支付等功能。

In this paper, the credit,reputation and trust are discussed in detail. Trust Originates in bilateral relationship among people, reputation results in trustSpreading-and credit is long-term reputation. Credit is commercialized and can undertake the functions of currency in circulation, storage and payment.