天津市中小企业信用评级及其规范发展问题研究

Study on the Standard Development Problems and Tianjin MSE Credit RatingSystem

目前信用体系不健全已经成为中小企业融资难的根源之一。因此,加快中小企业信用评级体系建设已成为缓解中小企业融资难问题的根本所在。本文通过对全国特别是天津市中小企业信用贷款体系建设现状的分析,并结合当前存在的一些问题,有针对性的提出了进一步完善天津市中小企业信用贷款体系的对策。

One of the major difficulties for MSE financing derives currently from the imperfect credit system. As a result, fastening the construction of the MSE credit rating system serves as a fundamental solution to MSE financing difficulties . This paper treats of an analysis on the present situation of the nationwide , esp. Tianjin＇s MSE credit loan system , mixed with the presentation of some problems . This paper also provides some suggestions on how to perfect the MSE credit loan system.