中小企业抵押型信贷的创新思路

本文论证银行抵押资产观念创新,银企长期合作的声誉机制能够降低信贷风险。中小银行与中小企业长期合作是实现银行抵押资产观念创新、建立守信声誉机制的重要途径。

This article proves that the innovation of bank＇ s pledge assets concept, and the prestige mechanism Caused by the long -term cooperation between bank and business can reduce the credit risk . the tong - term and close cooperation between SMB and small and medium-sized bank is an important approach for banks to innovate their pledge assets concept and set up a credit mechanism.