从博弈论的视角看农村信用社的改革

Reform of Rural Credit Cooperatives from Perspectives of Game

文章目标是建立理论模型说明我国农村信用社整体改革的正确取向。具体而言,就是通过拟用博弈论的理论和方法把农信社的改革模型化,通过一个博弈模型,说明当前农信社合作化改革不可能成功,而市场化改革以及在农信社体制外创办真正意义的合作金融组织才是我国农信社改革的方向。

This paper aims to establish the theoretical model to probe into the right track of the whole reform of the RCCs. This paper specifically creates a game model of the reform of the RCCs through using the theory and the method of the game. This model explained that the current reform of the RCCs is impossible to succeed, the market reform of the RCCs as well as organizing the real rural cooperative finance organizations outside the rural credit cooperative system is its orientation of the reform of the RCCs.