摘要
在风险决策中,生存风险对贫困阶层与富裕阶层的决策产生了不同的影响,由于贫困阶层的生存风险率太高,导致了贫困阶层在决策过程中机会的不均等,如果没有相应的政策与措施对贫困阶层进行帮助,极易在两者之间形成机会获得的马太效应,进一步扩大贫富差距。只有采取合理措施,削弱生存风险对贫困阶层投资决策的过度约束,才能使贫困阶层获得平等的发展机会,促进社会的和谐发展。
In risk- based decision -making, survival risks have different effects on the poor stratum and the rich stratum. Owing to excessively high survival risks, the poor suffer from unequal opportunity in decision - making. Without relevant policy and measures to assist the poor, Matthew' s effect might well occur in gaining opportunities between the two, further ex- panding the gap. Rational measures must be taken to alleviate the excessive constraint of survival risks on the investment decision - making of the poor, if they are to gain equal development opportunity and social harmony is to be promoted.
出处
《贵州财经学院学报》
CSSCI
2008年第1期90-93,共4页
Journal of Guizhou College of Finance and Economics
关键词
生存风险
机会均等
马太效应
社会保障
风险分担
survival risk
equal opportunity
Matthew' s effect
social security
risk sharing