金融全球化与金融监管:动因、挑战与问题——基于新兴市场经济国家的分析

Financial Globalization and Regulation:Triggers, Challenges and Issues——Analysis Based On Emerging Market Economy Countries

金融全球化的动因是放松管制和技术进步,引起了金融机构和市场结构的巨大变化。新兴市场经济国家因此面临许多新的金融监管问题:新的监管需求,传统监管方法的局限性,处理金融竞争方法的调整,消费者保护,监管成本的控制,监管协调等。新兴市场经济国家需要进一步面对跨国金融活动、国际金融标准和监管执行力的挑战。

The triggers of financial globalization are deregulation and technology advances, which have led to great changes of financial institutions and markets around the world. Emerging market economy countries are accordingly faced with many new financial regulation issues, including new regulation requirements, traditional regulation limitations, financial competition policy adjustment, consumer protection, regulation costs control, and regulation harmonization; and these countries are more faced with the challenges of cross-border financial activities, international financial standards and regulation enforcement power. The paper has analyzed these questions and challenges, and put forward some solutions.