长三角农户服务消费行为的变迁:1986—2005

Evolution of the Service Consumption of Farm Households in Yangtze River Delta:1986—2005

本文采用长三角地区的15村1986—2005年固定跟踪观察所得的农户样本资料对长三角农户消费行为进行分析。研究发现,农户家庭生活消费构成演变为生活类消费份额持续下降、服务消费份额快速上升。服务消费、保险消费已成为长三角地区农户消费增长的新亮点,其中医疗与教育支出呈现快速增长趋势,成为拉动农户服务消费支出上升的两大重要支柱;随着农民生活水平的提高,其对风险的防范程度也相应增强,养老保险和生命保险是本地区农民选择的最主要的险种;旅游、交通、通讯消费也正在本地区农家生活消费支出中由一个不起眼的角色转向显著位置。

In this paper,we collect the data from the fixed observational points in 15 villages of the Yangtze River Delta(YRD)from 1986 to 2005 to study the evolution of their consume behaviors.The results show that the share of commodity consumption decreases with time,and the service consumption,especially those in medicine and education,becomes a new point of farm household expenditure.The level of guarding against risk increases with the improvement of farms living standard,and insurance seems to have been a new field of the expenditure of the YRD's farm household.In all,the consumption of the YRD household shows the tendency to shift from commodities consumption to services consumption.