摘要
文章讨论的是在经济增长下信用的制约和增长问题。通过分析制约信用的因素,文章构造了信用决定函数的基本结构,并利用信用决定函数模型解释了信用的均衡及其增长方式。最后论文认为,制度因素在信用增长中具有关键性作用,而就中国而言,信用水平较以往已有提高,只是提高的速度低于经济发展速度,解决这种速度的不协调既需要政府的扶持,更需要市场主体的自我约束。
The issues discussed in this paper are about the restriction and growth of credit. According to the analysis of the restrict fac- tors, the basic structure of the credit-deciding function has been built. And taking the advantage of above-mentioned function, the paper describes the equilibrium and growth mode of credit. At last, the paper points of that the growth of credit is a coordinated process in which the institution is a key factor.
出处
《华东经济管理》
CSSCI
2008年第3期25-28,共4页
East China Economic Management
基金
教育部哲学社会科学重大攻关项目(06JZD0021)的阶段性成果
关键词
信用制度
制约因素
信用增长
制度粘性
credit system
restriction factors
credit growth
institution sticky
