开放经济条件下我国银行业市场结构的选择

Choice of Market Structure for China's Banking Industry under Open Economy

产业市场结构的形成是产业内在运行规律和政府规制、产业政策两类因素共同作用的结果,内外因素的变化将导致市场结构的调整。在金融全面开放的背景下,寡头垄断依然是我国银行业市场结构的优选目标。

The market structure of an industry is co-determined by its internal laws, regulations from government and industrial policy. The changes in both internal and external factors will lead to an adjustment to the corresponding market. This paper argues that oligopoly is still the optimal choice of market structure in China＇s banking industry under the overall open finance.