摘要
鼓励小额信贷的发展是各国的基本做法,各国都在选择适合自己国情的小额信贷发展模式,商业化、可持续性是小额信贷的新发展,强调小额信贷监管,控制小额信贷风险。目前,福利型向商业型转变是未来小额信贷的发展方向,商业性小额信贷的利率也要遵循市场化原则,自身内功扎实是小额信贷机构健康发展的基础,加强规范和监管是小额信贷发展的必要保证。
Small- sum loaning is a rather popluar international practice. Many countries develop the eommoreialized sustainable small - sum loaning and have the risk under control by means of strong governance. China should consciously aeelerate the transformation of well - fare - oriented small - sum loaning into the commercialized prace by following the market principles and strengthening the governance.
出处
《商业研究》
CSSCI
北大核心
2008年第4期22-25,共4页
Commercial Research
基金
农业部软科学项目<国民收入分配格局与农业支持保护战略研究>
项目编号:0615
关键词
小额信贷
国际经验
启示
small - sum loan
international practice
impact
