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委托代理、商业银行信贷行为与中小企业贷款分析 被引量:3

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摘要 由于旧体制遗留的原因,我国商业银行有着特殊的委托代理关系,文章通过对不同类型的企业进行分析并建立相应的模型,说明我国商业银行的风险规避程度随着收入的增加而增加,从而使商业银行管理者过于重视信贷风险,这也是我国中小企业融资难的一个重要原因。
出处 《现代管理科学》 CSSCI 2008年第4期3-4,24,共3页 Modern Management Science
基金 国家自然科学基金资助项目(70603021) 荣盛基金资助项目
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  • 9Williamson, S.D., 1987, "Costly Monitoring, Financial Intermediation and Equilibrium Credit Rationing", Journal of Monetary Economics,September, 169--179.
  • 10张捷,王霄.中小企业金融成长周期与融资结构变化[J].世界经济,2002,25(9):63-70. 被引量:253

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