1Conning and Udry,rural financial markets in developing countries [R],center discussion paper NO. 914,Economic Growth Center Yale University,June 2005.
2Hart and Moore,a theory of debt based on the inalienability of human capital [J],quarterly journal of economics,1994, (109).
3Hoff,Stiglitz,imperfect information and rural credit markets:puzzles and policy perspectives[Jl,the World bank economic review,1992, (4).
4Nissanke and Aryeetey,Institutional Analysis of Financial Market Fragmentation in Sub-Saharan Africa[R],August 2006,Research Paper No, 2006/87.
5Reka Sundaram-Stukel,Three essays on reputation effects in rural credit markets: a Honduran case study [R] , University of Wisconsin-Madison,PHD, 2005,UMI Microform 3175411.
6Stiglitz and Weiss,credit rationing in markets with imperfect information [J], the American Economic Review,June 1981,399-410.
7Tong Li,financial institutions in rural China:a study on formal and informal credit[j],PHD,University of California riverside,June 2005.
