国有商业银行股份制改革问题及其深化

Problems and Deepening of the Shareholding System Reform of State-owned Commercial Banks

为了充分发挥金融对经济发展的促进作用,中国改革开放后恢复和设立了四大专业银行,打破了中国人民银行一统天下的格局。专业银行成立后,朝着实行独立经营、企业化管理的方向迈进。国有商业银行是中国银行业的主体,加快其改革步伐关系到改革发展和稳定的大局。国有商业银行的改制上市,标志着中国银行业向建立现代商业银行体系的目标迈进。由于自身还存在许多缺陷,深化国有商业银行改革还需要继续推进和完善股份制改造。

In order to bring promotional function of finance to economy into full play, four specialized banks were recovered and founded after China ＂s reform and opening to the outside world, which break the sole control rights of People＇s Bank of China. After the foundation of the banks, they develop towards the purpose of independent operation and enterprise oriented management. State -owned commercial banks are the main body of Chinese bank industry, and the reform of them has great influence on the overall situation of reform, development and stabilization of China. The restructuring and listing of the banks indicate that Chinese commercial banks are marching toward the purpose of establishing modem commercial bank system. Continuous pushing and perfecting the shareholding system transformation is necessary in the deepening the reform of state - owned commercial banks because of their own disadvantages.