改善中小企业融资监管环境策略探析

Strategies for Improving SMS Enterprises' Financing Supervision Environment

中小企业是市场经济的重要组成部分,是推动我国经济发展的主要动力之一,但其融资难问题仍旧很突出,经济贡献加大与政策扶植不足之间的反差越来越大。本文针对我国中小企业的融资现状,从金融监管环境的视角分析我国中小企业融资难的重要原因,并试图从拓宽融资渠道、优化政府扶持、改善融资环境、加快金融体制改革等政府监管职能方面提出切实可行的建议。

Small-and-medium sized enterprises play a vital role in the market economy and are also one of major driving forces to Chinese economic growth. However, due to their difficulties in financing, the contrast between SMS enterprises＇ economic contribution and their policy support is increasingly marked. Focusing on SMS enterprises＇ financing status, the paper analyzes the causes of their difficulties in financing from the perspective of financial supervision environment and proposes several practical suggestions, such as broadening their financing channels, advancing policy support, improving financing environment and accelerating financial system reform.