摘要
构建中小企业信用担保机制是解决中小企业融资瓶颈的重要途径,作为金融市场的重要组成部分,中小企业信用担保市场承担着重要的金融功能。本文对我国中小企业信用担保体系存在的经营性缺陷进行了深入研究,提出了经营性创新后的信用担保体系就是要建立科学的担保收费定价机制、合理的担保业务机制和专业化的担保从业机制。
As an important sect of financial market, SMEs credit guarantee assumes important function of financing. Therefore, it is a main approach to construct SMEs credit guarantee mechanism for resolving the problem of SMEs financing. This paper deeply investigated the operation defect existing in the Chinese SMEs in application of the empirical research method, and put forward the reformed SMEs model, and the operation reformation seems to be scientific, comfortable and professional, it develops and deepens the theory of Credit Guarantee, and offers the important theoretical reference, which will possess important theoretical and practical significance.
出处
《金融理论与实践》
北大核心
2008年第4期20-25,共6页
Financial Theory and Practice
基金
国家社科基金项目子课题阶段性成果(07CJY062)
常熟理工学院新引进教师科研启动项目
