保险公司操作风险及其防范

The Operational Risk of Insurance Companies and its Prevention

保险公司作为市场经营主体,在提供保险保障和其他金融服务的过程中,不可避免地面临各种各样的风险,包括所有市场经营主体都会面临的一般风险和基于保险经营的特有属性而面临的特有风险,重视包括操作风险在内的保险公司全面风险管理已形成业内共识。

As a market player, insurance companies inevitably face different kinds of risks when they offer insurance and provide other financial services, including the ordinary risks that all other market players may face and the special risks based on the special nature of insurance. The insurance industry has reached the consensus that it is necessary to attach great importance tO the management of all the risks of insurance companies including operational risks.