银根紧缩政策下房地产企业的融资创新

The Influence of Stringent Economic Polices on Financing Innovation in the Real Estate Sector

近几年,我国经济高速增长,国内通货膨胀压力持续加大,流动性过剩问题趋于明显,为了确保我国经济持续健康、稳定地发展,政府采取了紧缩银根的货币政策。作为资金密集型的房地产行业,对银行等金融机构的信贷依赖较大,受到紧缩货币政策的影响,房地产企业融资难度有所加大。在这样的情况下,应该充分发展现有的融资模式,并对房地产融资渠道进行扩展和创新,积极探索运用多种融资方式,来确保房地产企业的持续发展。

In the past years, Chinese economy has experienced great development, but the problem of inflation and excess liquidity becomes more serious. In order to make the development of economy healthy and steady, the government adopts stringent economic policies. The government＇ s stringent economic policies have impact on bank credit and the real estate sector which relies on bank credit to a great extent. In this case, the real estate companies should make good use of present financing patterns, expand the financing channels, and make attempts at using various financial modes so as to keep their consistent development.