4MueUer D C. The persistence of profits above the norm [ .I ]. Economica, 1977, 44(176) : 369-380.
5Jacobson R, Hansen G. Modelling the competitive process [ J ]. Managerial and Decision Economics, 2001, 22(4): 251-263.
6Goddard J, Liu Hong, Molyneux P, et al. The persistence of bank profit[EB/OL]. (2014-09-10) [2014-09-21]. http: //ssrn. corn/abstract = 1695396.
7Freeman R N, Tse S Y. A nonlinear model of security price responses to unexpected earnings [ J ]. Journal of Accounting Research, 1992(30) : 185-208.
8Berger A N. The relationship between capital and earnings in banking[ J]. Journal of Money, Credit and Banking, 1995, 27 (2) : 404-431.
9Angbazo L. Commercial bank net interest margins, default risk, interest-rate risk, and off balance sheet banking [ J ]. Journal of Banking and Finance, 1997, 21 ( 1 ) : 55-87.
10Guru B, Stauton J, Balashanmugam. Determinants of commercial bank profitability in Malaysia [ J]. University Multimedia Working Papers, 2002 : 174-198.