对农村金融的差异需求与分层供给行为选择的模型分析--基于机制设计理论的视角

Model Analysis on the Choice of Different Rural Financial Demands and Hierarchical Supply Behaviors——From the Perspective of Mechanism Design Theory

基于机制设计理论的思想和框架,建立农村金融市场上差异需求与分层供给行为选择的相关约束机制模型,分析了相关约束机制变量对农村金融供求行为选择的影响,从而提出了通过进一步改进和完善农村金融市场相关机制变量,促进我国农村金融供求者的匹配性行为选择,改善农村金融市场效率,加强金融对"三农"支持力度的政策建议。

Based on the ideas and framework of mechanism design theory, the paper conducts model analysis on the choice of different rural financial demands and hierarchical supply behaviors, studies the effect of relevant variables on such choice, and proposes that we should modify the variables to promote the matching behavior selection between rural financial supply and demand, to improve the efficiency of rural financial markets, and to strengthen financial supports for agriculture, rural areas and farmers.