基层商业银行合规风险管理现状、问题及改进对策

The situation,problems and countermeasures of the compliance risk management in commercial bank branches

本文阐述了我国基层商业银行合规风险管理现状,分析了基层银行合规风险管理建设中存在的问题,结合银行合规风险管理的目标,提出了进一步加强商业银行合规风险管理的若干建议。

The compliance risk management is not only the focus of regulatory authorities but also an inherent requirement and basis to safe operation for commercial banks. Advanced international banks have attached great importance to compliance risk management. In China, however, weak compliance risk management, imperfect internal control mechanism, and nonstandard operations are still common. The paper describes the current situation of compliance risk management in Chinese commercial bank branches, analyzes evident and severe problems, and finally puts forward recommendations on further development.