保险移植中国的制度基础解析

Analysis of insurance moving to China's system foundation

中国现代保险制度由西方移植而来,保险成功移植中国,其原因是多方面的。保险制度变迁离不开一定的历史社会环境,任何制度变迁都是在现有制度矩阵基础上发生的渐进变化。本文认为,正是商业保险制度与中国古代保险做法原理的互通,使得它一经传入中国,即以其先进性和示范效应,为国人所赏识继而仿效创设中国人自己的保险公司。

Modern insurance system came into China from the West in the early 19th century,There many reasons for the successful entry.This thesis think,because the similarity and fusion of modern in surance system and China＇s primitive insurance,Chinese people not only accepted it soon but also founded our own self insurance industry.