基于中小企业信用行为的博弈分析

Playing chess analysis basing on small and medium enterprise credit behavior

中小企业信用境差一直是倍受关注的社会问题。本文以中小企业之间的信用交易行为为切入点,运用博弈理论,从一次博弈和多次动态博弈的角度分别对其信用行为进行分析,发现一次博弈的结果很可能是不守信,而多次动态博弈的最优结果则是守信。基于此,建立中小企业征信机制,提高其失信成本,营造良好的信用氛围是解决其失信行为的有效方法。

The problem of the bad faith eviroment of SMEs has always been concerned. This article put the emphasis on the faith behavior between SMEs and did some rearch based on finite game and unlimited game. The result could be varid due to different strategies. Then we found that building credit systems, enhancing the cost of unfaith and keeping the faith atmosohere should be the effective ways.