仓单质押贷款业务发展的操作方案与风险控制研究

Study on Operation Scheme and Risk Controlling of Lending Business Pledged by Warehouse Receipts

通过对仓单质押业务发展状况的总结和对其潜在风险的因素分析,从促进业务发展和防范风险的角度,对我国仓单质押业务的操作方案和风险控制进行了研究。根据图形分解法和逻辑分析法,总结出了两种仓单质押业务的操作方案,提出了防范业务风险的具体措施。分析结果表明,仓单质押能够实现多方共赢,标准化的业务操作方案能够控制风险。

Summarizing the development of lone pledged by warehouse receipts and analyzing its underlying risk, the paper studies the operation scheme and risk controlling of lone pledged by warehouse receipts in China. Based on plot decomposing and logic analysis method, it summarizes two kinds of operation schemes of lone pledged by warehouse receipts and brings forth a concrete measure for preventing business risk.