农村金融风险分担与补偿机制设置

Study of a Rural Financial Risk Distribution and Compensation Mechanism

中国农村金融发展过程中所积聚的农村金融风险正日益影响农村经济、金融发展的速度和质量,同时加剧了农村经济区域发展的不平衡。而中国农村金融风险表现出农村金融体系较高程度的脆弱性以及农村金融对农村经济风险的易感性。中国建立适应农村金融体系的风险分担与补偿长效机制,已经存在一定的现实基础。

The rural financial risk accumulated during the process of the development of the rural financial system in China is having a greater and greater impact on the speed and quality of the development of the rural economy and rural financial and banking system, as well as contributing to the uneven economic development among different rural areas. In addition, the rural financial risk in China is a manifestation of the highly fragile nature of the rural financial and banking system and the vulnerability of the rural financial system to the impact of rural economic risk. There is already a certain practical base on which China can establish an appropriate risk distribution and compensation mechanism for the rural financial and banking system.