商业银行与资本市场的关系:基于金融共生理论的分析

On Connection between Commercial Banks and Capital Market

资本市场的发展改变了传统以间接融资为主的融资格局,逐渐成为现代金融运行的新平台,迅速发展的资本市场从资产和负债两个方面与传统商业银行形成竞争态势。而商业银行与资本市场又是相互补充的,商业银行通过将业务模式和运行机制建立在资本市场的平台上,进而实现由传统商业银行向现代商业银行的转型。商业银行与资本市场的协同发展,提高了金融体系的效率,是未来我国商业银行改革和资本市场深化的趋向。

The development of capital market changes the traditional financial structure, and it becomes a new platform of finance operation, the rapid development of capital market forms competitive situation on capital and debt among commercial banks. Commercial banks and capital market are also complementary to each other. Commercial banks function as platform; complete the change from traditional banking to a modern one. The coordination development of commercial bank and capital market is the choice of our financial system.