商业银行集团客户授信风险管理研究

A Comparative Analysis of Agencies Regulating and Function Supervision and Some Thoughts of China's Financial Supervision and Management

银行集团客户巨额贷款损失案件频发,对银行安全运营造成了严重威胁。本文对银行集团客户授信风险特点和存在问题进行了深入分析,并借鉴国外先进管理经验,提出了改进银行集团客户授信风险防控的建议。

Frequent large-loss cases of group enterprises＇ defaults have heavily threatened banks＇ safety operation. The paper researches characters and causes of group enterprises＇ credit risk and refers to some oversea advanced practices. Finally, some suggestions are proposed to improve bank＇s control over group debtors.