美国次贷危机:进程、影响与因应之策

U.S. Subprime Lending Crisis:Process,Impact and Countermeasures

在信贷膨胀的背景下,美国爆发了严重的次贷危机,对美国经济以及整个世界经济造成了巨大冲击。本文概要分析了美国此次次贷危机的发展进程、次贷危机下的美国经济状况以及次贷危机对中国对外贸易的影响,认为次贷危机和人民币加速升值正在对中国对美出口发挥出"双重减速效应",致使中国对外贸易面临严峻挑战。据此,从政府和外贸企业两个层面提出了有针对性的因应之策。

As a result of the credit expansion, U.S. Subprime Lending Crisis broke out, making a strong impact on the US economy as well as the world economy. This paper briefly analyses the process ofU.S. Subprime Lending Crisis, the U. S. economic situation under the crisis and its influence on Chinese foreign trade. The author believes that U.S. Subprime Lending Crisis and an acceleration of RMB appreciation are causing a ＇D0uble-reduction Effect＇ on China＇s exports to US, which poses great challenges for Chinese foreign trade. Hereby, this paper proposes some countermeasures against the crisis from both the governmental and foreign trade enterprises＇ levels.