我国网络银行发展问题探析

An Analysis of Problems in the Development of China's Network Bank

网络银行自诞生以来,凭借其低成本、高效益、方便快捷、应用广泛等特点,显示了强大的生命力,成为银行业发展的趋势。目前网络银行业务在我国发展逐渐普及,但还存在众多制约因素,针对网络银行的发展现状以及存在的问题,提出了我国进一步发展网络银行业务的政策建议。

Since network bank appeared in the world for the first time, it has showed a formidable vital force and therefore become a trend of the future bank industry for its low cost, high benefit, convenience, and widespread application and so on. At present the network mechanics of banking in China popularizes gradually, but there are still numerous restriction factors. This paper proposes some policy measures in view of the questions showing during the developing course of China＇ s network bank