摘要
保险公估是保险产业链中的重要环节。保险公估的功能和作用主要体现在辅助社会管理,发挥桥梁作用,体现专业优势,助推保险改革等方面。近年来我国保险公估业得到较快发展,机构数量和业务规模迅速扩大;盈利能力显著增强;专业服务水平不断提升;与保险公司的合作不断深化。保险公估发展应以科学发展观为指导,以保护消费者利益为导向,注重诚信建设,坚持改革创新,努力改进服务,以专业化来不断提高公估业可持续发展的能力。
Loss adjustment is a key component of insurance industry chain. It plays an important role in assisting social management, bridging players in the industry, providing expertise and driving the reform and development of insurance industry. China's loss adjustment industry has made desirable progress in recent years, including rapidly increasing number of loss adjustment institutions and business volume, significantly improved profitability, improving service quality, and deepening cooperation with insurance companies. Further development of loss adjustment industry should follow the Scientific Outlook on Development and emphasize the protection of consumer interests. Loss adjustment industry should pay attention to build its good faith and improve its capacities to attain sustainable development through reform, innovation, service improvement and specialization.
出处
《保险研究》
CSSCI
北大核心
2008年第6期5-6,96,共3页
Insurance Studies
关键词
保险公估
功能和作用
承保和理赔
loss adjustment
functions and roles
underwriting and claims settlement