保险产品的定价方法分析

An Analysis of Insurance Product Pricing Approaches

针对保险行业关于保险产品定价问题比较常用的保费成本利润定价法、市场供求平衡定价法、宏观定价法,进行优势与特点分析,并提出这些方法如何在保险公司具体实践的建议,以及应用过程中应该注意的问题。

Aiming to the popular approaches of insurance product pricing in insurance industry, we analyze the advantages and features of these approaches. Constructive suggestions about how to use these approaches to the insurance practice are provided. In addition, we point out some problems which should be concerned.