国内第三方支付网关的比较分析及应用

The comparative analysis and application of the domestic third party payment gateway

第三方支付网关,是一些和各大银行签约并具备一定实力及信誉保障的第三方独立机构在银行监管下提供交易支持的网关。从支付网关的安全性和支付网关的集成性对比较活跃的支付宝、快钱、财付通,易宝、银联在线等常用的5大支付网关进行了比较分析,并以支付宝为例说明第三方支付网关与ASP类型电子商务网站进行集成应用的方法。

The third party payment gateway is a gateway whose transaction is supported by the third independent party under the intendance of a bank. These parties sign contracts with each big bank and have certain strength and the credit standing guarantee. This paper compares and analyzes commonly used 5 big payment gateways including Alipay, 9913,11, TenPay, YeePay and China Union pay from the security and integration of the payment gateway. And take Alipay as the exampie to explain the integrated application method between the third payment gateway and the ASP electronic commerce website.