我国中小企业资信评估模型的建立、验证和分析

Fund Credit Evaluating Model for China’s Small and Medium Corporations

为了降低银行贷款风险,保证资金能够顺利归还,在研究评估理论知识的基础上,运用模糊综合评价方法,通过对影响资信评估因素的定性和定量分析,建立了行之有效、灵活的我国中小企业的资信评估模型,并结合实例给予验证和分析。

In order to reduce the loan risk of banks and ensure smooth refund, through qualitative and quantitative analyses of influencing factors on fund credit, an effective and flexible model of fund credit evaluation for our country＇s small and medium-Sized enerprises was constituted based on fuzzy comprehensive evaluation method. The model was also verfied by an example.