从信息不对称的角度分析我国民办高校的信贷问题

An Analysis of Credit Question in Private Colleges in Terms of Asymmetric Information

本文从我国民办高校信贷难的现状入手,通过对信息不对称理论的阐述,分析了民办高校与商业银行之间形成信息不对称的原因,并分别从民办高校和商业银行两方面提出了改进信贷配给的途径。

Based on present conditions of credit difficulty in private colleges, this article firstly introduces the asymmetric information theory, and then analyzes the reasons of information asymmetry between commercial banks and private colleges. At last, it puts forward some ways to improve credit allocation.