摘要
长期健康保险是不同于人寿保险和非人寿保险的一种特殊险种.本文利用马尔科夫模型研究了长期健康保险的相关问题,并在Maria I和Cordeiro F[1]多状态模型基础上推导出了长期健康保险的精算公式.
Long-term health insurance is a special insurance line which is different from life insurance and non-life insurance. In this paper, a Markov model is introduced to settle long-term health insurance-related issues, and to obtain actuarial formula of long-term health insurance on the basis of Maria, I. and Cordeiro, F multi-state model.
出处
《甘肃联合大学学报（自然科学版）》
2008年第4期44-48,共5页
Journal of Gansu Lianhe University :Natural Sciences
关键词
长期健康保险
多状态模型
马尔科夫模型
保险精算
long-term health insurance
multi-state model
markov model
insurance actuarial
