金融控股公司内控机制的法律监管研究

Finance holding company inner control mechanism's legal supervision research

为了应对国际竞争,我国现在已经出现了大量的金融控股公司,其业务的多元化增强了金融机构的竞争力,带来了诱人的利润,但是同时也给金融市场带来了高度的风险。这就对金融监管者提出了更高的要求,如何有效防范这些金融风险,对金融控股公司进行监管,发挥金融控股公司的积极性,维护金融秩序的稳定,是立法者必须考虑的问题,也是亟需解决的问题。本文着重从内控机制方面进行论述,建议监管者从这个角度加强对金融控股公司的监管。

In order to deal with the international competitions, there have already popped up a large number of finance holding companies with much diversity,though the diversity of its business enhanced the competence of financial constitution, and brought the attractive profits, they also brought the great risk to the financial markets. It requests a higher demand for the financial supervisor and it becomes necessary concerns for law-makers, which is urgent to solve, to know how to reduce the financial risk, how to supervise the financial holding companies, how to carry on the positive ness of financial holding companies, and how to stabilize the financial system. This text mainly discusses internal control system and suggests the supervisor to supervise the finance holding companies stricter through this aspect.