国内上市银行竞争力实证研究及对策

Empirical Research on Competitiveness of China's Exchange-Listed Banks and Analysis of Countermeasures to Cope With It

中国银行业已经全面开放,经营上百年的国际金融巨头已经进入中国。银行作为特殊的"商业企业"、"宏观企业"和"公用企业",必须面对外资银行在盈利能力、资产质量、流动性、公司治理、管理水平和创新能力等方面的激烈竞争;文章利用分层法建立银行竞争力指标体系,并用因子分析法对我国11家上市银行进行实证分析,在此基础上探析银行提高综合竞争力的应对措施。

With the overall opening of Chinese banking market, international financial magnates have stepped into China. As special ＂commercial enterprises＂, ＂largescale enterprises＂, ＂public enterprises＂, China＇ s banks have to be faced with drastic competitions involving capacity of earning profits, quality of assets ,liquidity, enterprise management, supervision and innovation. This article attempts to set up a hank competitiveness index system by means of stratification and make an empirical study of the 11 exchange - listed commercial banks with the method of factor analysis, before it analyzes the countermeasures to be employed to cope with the competitiveness and to raise the comprehensive competitive power of the Chinese banks.