全国人身保险业务增长速度研究

A research on the speed of growth of personal insurance business nationwide

人身保险业务的增长,可分解为不同类型人身保险产品的增长,它反映了市场对不同类型人身保险产品的需求。本文运用主成分分析法,对2007年全国人身保险业务的增长速度及其体现的市场偏好进行研究和比较。研究结果表明,全国人身保险业务增长存在以下问题:业务增长点尚不清晰;创新类业务表现尚不突出;部分地区需审视其业务增长的不足。

Personal insurance business growth can be decomposed into growth of different types of personal insurance products. It reflects the demands for different types of personal insurance products. This paper analyzed the growth of national personal insurance business and the inherent market preferences in 2007 through a principal component analytical method. The results showed that there were the following problems with the growth of personal insurance business, business growth driver was not clearly visible; innovative products didn＇t perform well; some places need to pay attention to their laggard business growth.