摘要
为了鼓励金融机构满足社区弱势群体的信贷资金需求,利用金融资源服务于区域经济与社会发展,美国制定并实施了社区再投资法,此举明显改善弱势群体融资困难的状况。目前,我国高校学生贷款的可持续发展面临着不同程度的"信贷歧视",美国社区再投资法对于解决此问题提供了很好的启示作用。
In order to encourage financial organizations to help the disadvantaged communities gain credit funds, and to promote regional economical and social development by financial services, the U. S. government earned out Community Reinvestment Act （CRA）, which has greatly changed the difficult financial situation of the disadvantaged minority. At present, to some extent the sustainable devel-opment of college student loan in China is facing credit discrimination. CRA sets a good example to solve the problem.
出处
《财经理论与实践》
CSSCI
北大核心
2008年第4期29-32,共4页
The Theory and Practice of Finance and Economics
基金
湖南省哲学社会科学规划项目(07YBB165)
关键词
美国
社区再投资法
高校学生贷款
The United States
Community Reinvestment Act （CRA）
College student loan
Credit discrimination
