保险公司股权激励有效性及风险研究

Research on Equity Incentive in Insurance Industry

激励不足是目前我国保险公司存在的严重问题,研究表明保险公司必须探索适应市场竞争要求的股权激励方式。文章着重介绍了股权激励的运行机制,并从我国保险行业的现状出发,研究和探讨了保险公司推行股权激励的功能和实施风险,最后提出了保险公司施行股权激励的相关建议。

Lack of incentive is a serious problem in Chinese insurance companies. Studies reveal that Chinese insurance companies must seek for equity incentive mesaures that adapt to market competition. This paper discusses the advantages and disadvantages of developing equity incentive plan in China＇ s insurance industry, and puts forwards relevant policy suggestions.