对农村金融的差异需求与分层供给行为选择的模型分析——基于机制设计理论的视角

Model Analysis on Behaviour Selection of Diverse Demands and Layer Supply in Rural Finance——Based on the Perspective of Mechanism Design Theory

文章基于机制设计理论的思想和框架,建立了农村金融市场上差异需求与分层供给行为选择的相关约束机制模型,分析了相关约束机制变量对农村金融供求行为选择的影响,从而提出了通过进一步改进和完善农村金融市场相关机制变量,促进我国农村金融供求者的匹配性行为选择,改善农村金融市场效率,加强金融对"三农"支持力度的政策建议。

Based on the concept and framework of mechanism design theory, a related restrictive mechanism model concerning behaviour selection of diverse demands and layer supply in rural financial market has been established. The paper analyzes the influence of related restrictive mechanism variables on the behaviour selection of supply and demand in rural finance, thereby presents the suggestion to promote the match of behaviour selection between the party of supply and demand in rural financial market of China, to upgrade the efficiency of rural financial market, and to strengthen the support to ＂Agriculture, Countryside, and Farmer＂, by further improving the related mechanism variables.