银行跨境风险参与中的法律问题

Legal Issues in Bank's Trans-boundary Risk Participation and Influence of Risk Participation on Foreign Debt Management

境内外银行间跨境风险参与实为跨境债权转让。根据我国现行法律规定,未通知债务人的债权转让仍为有效。银行跨境风险参与规避了我国现行的外债管制政策,影响我国宏观外债数据的真实性、准确性,弱化了外债管理的有效性,亟需填补相关法律漏洞,对其予以有效规范。

Bank＇s trans-boundary risk participation is actually trans-boundary transfer of creditor＇s equity, According to China＇s current legal provisions, transfer of creditor＇s equity without notice to the debtor is still valid. Bank＇s trans-boundary risk participation evades current foreign debt regulative policy and jeopardizes the accuracy of foreign debt statistics, We should amend current legislation and strengthen foreign debt management.