美国次级贷款危机的启示

Inspiration of American Sub-prime Lending Crisis

目前,美国次贷危机已经成为了世界各国共同关注的焦点问题。次贷危机之所以备受瞩目,是因为它不仅会影响到美国经济的走向,而且会影响到全球经济的走向。更为重要的是,次贷危机还给我们提供了一个鲜活的案例,那就是危机之所以发生,是因为没有很好地防范危机。当前,我国的金融状况与美国发生危机前的背景非常相似,因此充分汲取次贷危机所带来的经验教训,及时防范和化解潜在的金融风险是我国管理部门的当务之急。

At present, American Sub-prime Lending Crisis has become the focus of the world. The reason for it is that it not only influences the trend of American economy, but that of the world as well. What is more important is that it provides us with a vivid case which results from lack of keeping a lookout. Nowadays the background of Chinese financial situation is similar to that of America, it is required ;hat our financial administration department learn from the crisis, and keep a lookout and solve potent financial risks.