台湾地区问题银行金融风险研究

A Research on the Financial Risk of the Problem Banks in Taiwan

在经济全球化的大趋势下,各国各地区金融业的开放程度越来越高。台湾地区金融部门在1995年7月至1999年12月间,曾爆发了多次危机。本文试图运用资产负债表分析方法对台湾地区问题银行的整体风险状况进行分析,并结合相应的背景材料提出有针对性的政策建议,以期对我国金融业有所启示。

In the trend of economic globalization, the degree of opening up of financial industry in various countries and regions is on the rise. Economic globalization is a double-edged sword for each country and each region. Finance department in Taiwan suffered from crisis for several times between July 1995 and December 1999. This paper tries to analyze the risk condition of problem banks through balance sheet approach. It also proposes some corresponding policy recommendations in the light of the background information, hoping to enlighten the national finance industry.