中小企业融资现状及存在问题

The Present Situation of and Existing Problems in the Financing of Small and Medium-sized Enterprises

中小企业在我国国民经济中发挥着重要作用,但中小企业普遍存在融资困难的现象。分析了中小企业的内源融资和外源融资现状,从企业自身、当前金融体系与政府3个方面探讨了中小企业融资中存在的问题。

The small and medium-sized enterprises play an important role in our country＇s national economy, but they are commonly facing the financing difficulties. This paper analyzes the present situation of internal financing and external financing of small and medium-sized enterprises, and probes into the problems existing in the financing of small and medium-sized enterprises from three aspects of the enterprise itself, the current financial system and the government .