“一程通”客车按揭贷款模式探析

Analysis of Yichengfong Mortgage Loan Mode for Bus/Coach

客车融资业务模式已经引起许多商业银行的关注,并已初步开展该业务。学术界对客车按揭贷款模式的探索才刚刚起步。本文对"一程通"客车按揭贷款模式进行介绍和分析,说明该模式的构成、优势、突破点等。

Nowadays, many commercial banks have paid their attention to and begin to develop the method of coach financing. Academic circles only just start their research on the mode of mortgage loan, so the relative papers can hardly be found. This paper introduces and analyzes the constitution, the advantage and the breakthrough of ＂yichengtong＂ , one kind of mode of mortgage loan for coach.