我国社会保障个人账户基金投资运营及对策研究

我国社会保障基金证券投资运营机制中,单一的投资结构、不够健全的运作方式和较低的投资收益制约着社会保障基金保值和增值。加大融资力度、改善投资环境、加强监督管理、实施多元化投资战略是新时期社保基金投资运营健康发展的必然选择。

The fact that capital market in China develops deeply, together with the experience of successful operation of pension funds on capital market in foreign countries and enterprise annuities and national social securities making profit from investing securities shows that it is essential to invest individual account of national social securities in capital market.But single investing structure, unperfect operating mode and low return and so on restrict funds＇ increment.The article puts forward a series of suggestions and strategies.