美国次级房贷债券危机的启示

Revelation of American Subordinated Debentures Crisis

最近以来，美国次级房贷债券危机爆发并波及全球股市，在我国房地产市场空前火爆和已进入加息通道的大背景下，总结此次危机原因，能使我国商业银行进行资产证券化获得一些启示，并做好风险防范措施。

recently, American subordinated debentures crisis took place and it influenced the stock markets all over the world. At present time, China＇ s real estates market grows very hot, and bank interest keeps adding. In this situation, drawing some lessons from American subordinated debentures crisis may provide enlightenment for China＇s business banks＇ capital securities transformation and help them take some measures for risk prevention.