摘要
火灾公级责任保险是以被保险人因火灾造成的对第三者的伤害所依法应员的赔偿责任为保险标的的保险。其作用和意义在于参保对象（如公共场所等）意外发生火灾时，受害人在保险责任范围内将即时获得保险赔偿或救灾补偿。消防与保险联袂共同做好火灾防范与减灾工作是国际惯例，具有增强公众安全意识、明确消防管理责任、维护社会安定、减少火灾危害等效益与作用。
Public reliability insurance against fire disasters is a new kind of Insurance. In this article, the author discusses the influence, meanings and function s of this insurance in fire security management. Issues in the process of its implementation, such as the interaction with fire service, the appraising mechanism, and the construction of laws, are also analyzed.
出处
《亚洲消防》
2008年第1期105-108,共4页
Asian Firefighting
